I'm a Chief Technology Officer and Founder based in Santa Catarina, Brazil, with a deep focus on building scalable, high-performance financial technology. I specialize in architecting and leading teams to create AI-driven payment platforms, card issuance ecosystems, and robust, compliant API-driven systems.
My core passion is solving complex problems at scale, whether it's designing real-time transaction monitoring tools with sub-second latency or managing the full technical lifecycle of payment systems.
class RaphaelSchubert:
def __init__(self):
self.name = "Raphael Schubert"
self.location = "Santa Catarina, Brazil"
self.current_role = "Chief Technology Officer @ Digital Banks"
self.previous_role = "Founder & Lead Developer @ Schubert & Schubert"
self.education = "B.S. in Software Engineering - UNIASSELVI (Expected 2029)"
@property
def core_focus_areas(self):
return [
"Fintech & Payment Processing",
"AI-Driven Platforms (NLP, Automation)",
"SaaS & Custom ERP/CRM Systems",
"High-Availability API Architecture",
"Agile Team Leadership"
]
@property
def primary_tech_stack(self):
return {
"languages": ["Python", "PHP", "JavaScript"],
"frameworks": {
"backend": ["Django", "Laravel", "Symfony", "Node.js"],
"frontend": ["Next.js", "Vue.js", "React"]
},
"databases_queues": {
"sql": ["PostgreSQL", "MySQL"],
"no_sql": ["MongoDB", "Redis"],
"message_brokers": ["RabbitMQ"]
},
"cloud_devops": ["Docker", "Google Cloud Platform (GCP)", "CI/CD"]
}
@property
def key_fintech_expertise(self):
return [
"Mastercard Credit Card Issuer License",
"Full Card Lifecycle Management (Encryption, Logistics, Activation)",
"PCI & Regulatory Compliance",
"Real-time Fraud Detection & Transaction Monitoring",
"Scaled systems processing > R$200 million"
]
@property
def development_methodologies(self):
return ["Test-Driven Development (TDD)", "Behaviour-Driven Development (BDD)", "Agile"]
@property
def human_languages(self):
return {
"native": "Portuguese",
"full_professional": ["English", "LIBRAS (Brazilian Sign Language)"],
"basic": "Spanish"
}
