diff --git a/src/Message/PurchaseRequest.php b/src/Message/PurchaseRequest.php
index 3283048..4d07139 100644
--- a/src/Message/PurchaseRequest.php
+++ b/src/Message/PurchaseRequest.php
@@ -72,7 +72,8 @@ class PurchaseRequest extends AuthorizeRequest
 
     public function getData()
     {
-        if ($this->parameters->get('transactionReference')) {
+        $realCardExists = ($this->getCard() || $this->getCardReference());
+        if ($this->parameters->get('transactionReference') && !$realCardExists) {
             return $this->getReferenceSaleData();
         }