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Product and design references for the Personal Credit Tracker MVP.

Document Description
design-brief.md Current UI philosophy, visual direction, UX principles, screen specs, and component inventory
prd.md Product requirements, data model, MVP scope, and release plan
persistence-prd.md v0.2 sprint — SQLite persistence, React Query architecture, schema, delivery plan, and agent handoff
reminders-prd.md v0.3 sprint — local notifications, reminders table, in-app inbox, reconciliation, and permission flow
people-prd.md v1 People — person-level view, Person detail, add-debt-for-person, edit person, search; Activity leaves the tab bar
bi-directional-debts-prd.md Bi-directional debts — support both money owed to the user and money the user owes others without adding a separate module
debt-management-prd.md Debt management actions — edit debt, archive debt, contextual payment actions, platform menus, and ledger-safe validation
backup-restore-prd.md Backup & Restore — local-first full app backup, destructive restore, and data ownership UX
backup-restore-implementation-plan.md Backup & Restore implementation plan — phased delivery, migration compatibility contract, and release test matrix
performance.md Scaling guidelines — list/query/DB performance patterns and agent checklist